I saw this post originally on Lifehacker, but it appears to be a repackaging of another post.
Its core message is about personal finances, but I think it applies to eating habits - but in reverse.
Saving the coin : consuming calories
Spending the coin : expending calories / net calorie defecit
So for personal finances, saving that one coin gives you a pile of coins later on. For weight loss, eating that coin gives you a pile of calories. You might think it's insignificant to eat that candy bar as an afternoon snack, but if you're not careful it can set you back in your goal.
This may not be helpful to everyone but I thought it was a different way of looking at things.
Last paragraph of the article (emphasis mine):
In almost every daily habit you have, the individual event itself is not the point. You’re not going to suddenly be healthy because you skipped a burger today. However, if you can get in the habit of eating something besides burgers, you can get more healthy over time. No matter what the habit is, focusing on the long-term goal will put each “coin” into perspective.
Edit: in the comments apparently this has an "official" designation: Sorites Paradox.
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